When you are considering getting a vehicle but you may have had some issues along the line with your obligations you may be thinking about a alt solution. Some people have collections, charge off and even bankruptcies, when you have these items on your credit report is takes a long time to get them off. We recommend going with a different direction like a buy here pay here dealer.
Going with a dealer that offers the buy here pay here program gives you a chance to be relaxed and at ease. The programs will basically allow you to get a vehicle and loan by not using your credit history. These dealers are looking for you to provide proof of income and proof of where you live.
This is vital because when you do not have anything that they can hold against because your credit isn’t there anymore they must be able to locate you at work or at home in case you decide to default on the loan. There may also be tracking hardware on the vehicle to insure you do not try to sell it or give the vehicle away to a chop shop.