When you are looking to get a car you may have to consider exactly what is on your credit report. A Credit score can go up or down like the stock market however you want the score to be just as high. When you play with the numbers you can actual tailor the benefits in your favor. Most car dealers use all three credit report but you can make sure the top two is higher than the other one.
Most buy here pay here dealerships do not car about the credit report as long as you show a will to make the payment on time every month ans you are responsible. The can tell how responsible you are if you have had the same job for at least 12 months. Or perhaps in the same line of work. Getting a good deal is just the matter of you working as hard as you can to find it and saving up as much money as possible.
Some lenders are willing to see what you can bring to the table and also want you to get the car you have always dreamed of. That is the responsibility of the lender is to make sure that they ran your file by every possible program available so you can get a deal.