You can always find a pretty good deal at most of the buy here pay here car lots. Make sure you are really needing these services because they will want to charge a bit higher on cars due to their unusual losses. At times a buy here pay here dealer will have to get the car back.
When a dealer goes to get a vehicle back you can find that there are huge costs for this. The thing people hate is they re-sell them at the dealership. Politicians are mad they they re-sell the vehicle after someone defaults. This is the only way a dealer can re-coup their losses.